Workers’ compensation is a vital benefit for injured workers who should be familiar with the different types of benefits they need. Injured workers, workers suffering with an occupational illness and their families should know the specific protections available through workers’ compensation and how to obtain them.
New Jersey workers’ compensation benefits can help injured workers in a variety of different ways.
Medical care and treatment
Injured workers and workers who have an occupation illness can receive workers’ compensation benefits for the medical care and treatment they need to help with their injuries suffered in a workplace accident or illness acquired at work.
Wage replacement
Injured workers and workers who have an occupational illness can receive workers’ compensation benefits to help with their wages lost due to their injuries or illness. In general, injured and sick workers may be able to receive wage replacement benefits amounting to 70% of their weekly wage. Wage replacement benefits depend on the extent and duration of the injured worker’s inability to work and are subject to state-imposed maximums.
Vocational rehabilitation
Injured workers and workers who have an occupational illness can receive vocational rehabilitation benefits if they are unable to return to their usual work because of the injuries suffered in a workplace accident or because of an occupational illness acquired on-the-job.
Workers’ compensation benefits can help injured workers and their families get through a difficult period of time following a workplace accident. Harm suffered in the workplace can leave injured workers without a source of income and in need of medical care and treatment. For that reason, workers’ compensation benefits are available to assist workers through a challenging time.