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Workers’ compensation settlements

April 01, 2022
Workers' compensation settlements

Workplace injuries are a fact of life. No matter how safe one’s place of work is, a workplace injury is bound to happen, eventually. Even a mundane office environment can have its own safety issues, like appliances malfunctioning or falling and trips and falls. Remember, vending machines kill a lot of people every year. Indeed, according to the U.S. Bureau of Labor Statistics, there were approximately 3 million nonfatal workplace injuries in 2019. And, when one is involved in one, a workers’ compensation settlement is a possibility.

How do they work?

For background, when a workers’ compensation insurance claim is filed, the insurance carrier pays all of the workers lost wages, rehabilitation expenses and medical expenses. Though, the employee has options. They can choose to accept these payments, or they can hire an attorney to workout a worker’s compensation settlement that may be larger than if those payments were paid out over time.

Workers’ compensation versus a settlement

Normally, the workers’ compensation insurance carrier only pays for the hard costs associated with the injury, like the medical bills actually incurred, not, necessarily, those medical bills in the future. For a settlement though, the future incurred expenses are factored in, including healthcare fees and household costs. It will also include attorney fees, lost wages and future, anticipated lost wages, ambulance rides, disability payments, etc.

The takeaway

For Freehold, New Jersey, residents, the key takeaway is that there are options after one is injured at work. This can be a simple workers’ compensation claim or a settlement, but it may be a good idea to consult an expert.

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Let Us Guide You Through The Process

If you have been injured in a workplace accident, you may have many questions about the financial benefits available to you under New Jersey’s workers’ compensation system. You should know that you only have a limited amount of time to report your work injury and make a claim for workers’ comp benefits. Therefore, it is important to have a New Jersey workers compensation attorney review your claim as soon as possible to see that you are being treated fairly and to ensure that you receive full compensation for your injuries. Please call 866-916-3549 or contact our office using our convenient online contact form to arrange a free consultation. Our injury attorneys do not charge a fee unless we make a recovery on your behalf.

Representative Cases

Our client, a nurse at a long-term care center, suffered a work-related herniated disk injury in her back. As a result of her preexisting medical condition and her herniated disk, the court found that the client was totally disabled and awarded the client lifetime weekly disability payments and medical coverage for life.

View More Cases


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